Please read these terms carefully before using sm05 services
Last Updated: January 15, 2026 | Effective Date: January 15, 2026
In these Terms and Conditions, the following terms shall have the meanings set forth below:
By creating an account and using sm05 services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any provision of these terms, you must not register for or use sm05 services. These terms constitute a legally binding agreement between you and sm05.
To register for and use sm05 services, you must meet all of the following eligibility criteria:
You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is greater. sm05 strictly prohibits underage gambling. We reserve the right to request identification documents at any time to verify your age. Accounts found to be held by individuals under 21 years of age will be immediately closed, and all funds and winnings will be forfeited.
You must be a resident of Indonesia and physically located within Indonesian territory when accessing sm05 services. You represent and warrant that online gambling is legal in your jurisdiction and that you are not prohibited by law from participating in online gaming activities. It is your sole responsibility to ensure compliance with local laws and regulations.
Each Player is permitted to register and maintain only one (1) Account with sm05. Multiple accounts, duplicate accounts, or accounts registered under false information are strictly prohibited. Detection of multiple accounts will result in closure of all accounts and forfeiture of balances, bonuses, and winnings. You may not allow any other person to access or use your Account.
You must have the legal capacity to enter into binding contracts. You may not register an Account if you are subject to any legal restrictions that would prevent you from entering into this agreement, including but not limited to bankruptcy proceedings, court orders, or self-exclusion programs.
To create an sm05 Account, you must provide accurate, current, and complete information including your full legal name, date of birth, residential address, email address, and mobile phone number. All information provided must match government-issued identification documents. Providing false or misleading information constitutes a material breach of these Terms and may result in immediate account termination.
sm05 operates a mandatory Know Your Customer (KYC) verification process to prevent fraud, money laundering, and underage gambling. You must provide valid identification documents when requested, including but not limited to Indonesian National Identity Card (KTP), passport, utility bills, or bank statements. Withdrawal requests exceeding Rp 50,000,000 require full KYC verification. Failure to provide requested documents within 30 days may result in account suspension and fund withholding.
You are solely responsible for maintaining the confidentiality of your Account login credentials (username and password). You must not share your password with any third party. You agree to immediately notify sm05 of any unauthorized use of your Account or any other security breach. sm05 will not be liable for any loss or damage arising from your failure to protect your Account credentials. We strongly recommend using a unique, strong password and enabling any available two-factor authentication features.
You must promptly update your Account information if any details change, including changes to your email address, phone number, residential address, or banking information. sm05 reserves the right to suspend Accounts with outdated or unverifiable information until proper updates are provided.
All players must be 21+ years old. We conduct strict age verification checks to prevent underage gambling and protect minors.
Your account is protected with SSL 256-bit encryption and advanced security measures to safeguard your personal and financial data.
sm05 operates full KYC verification to ensure regulatory compliance and protect against fraud, identity theft, and money laundering.
Deposits and withdrawals processed through Indonesian banks (BCA, BRI, BNI, Mandiri) and e-wallets (OVO, DANA, GoPay) for your convenience.
sm05 accepts deposits via Indonesian bank transfer (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). The minimum deposit amount is Rp 50,000. There is no maximum deposit limit, though individual transactions may be subject to banking provider limits. Deposits are typically processed instantly and credited to your Account within 2 minutes. sm05 does not charge deposit fees, though your bank or payment provider may apply their own processing charges.
You may request withdrawals of your available Account balance at any time, subject to verification requirements and bonus wagering conditions. The minimum withdrawal amount is Rp 100,000. The maximum withdrawal per transaction is Rp 100,000,000. Withdrawals are processed within 5 minutes during business hours (8 AM - 10 PM WIB) and up to 2 hours outside peak times. First-time withdrawals and withdrawals exceeding Rp 50,000,000 require KYC verification completion. sm05 does not charge withdrawal fees, though receiving banks may apply standard incoming transfer fees.
For security and anti-money laundering purposes, withdrawals must be made to the same payment method used for deposits whenever possible. If you deposit via BCA, your withdrawal will be processed to your registered BCA account. You may not withdraw funds to third-party accounts or accounts not registered in your own name.
Accounts that remain inactive (no login or wagering activity) for a continuous period of 12 months or longer may be subject to a monthly dormant account fee of Rp 50,000 deducted from the Account balance. You will receive email notification 30 days before the first dormant fee is applied. Logging into your Account resets the inactivity period.
sm05 offers various bonuses and promotions including welcome bonuses, deposit bonuses, cashback, free spins, and loyalty rewards. Bonuses are subject to specific terms and conditions displayed on the promotional page at the time of the offer. Unless otherwise stated, bonuses are available only to Players who have completed account registration and verification. Each bonus may only be claimed once per Player, household, IP address, or payment method.
Most bonuses are subject to wagering requirements before associated funds or winnings can be withdrawn. Wagering requirements specify the number of times a bonus amount must be wagered. For example, a Rp 1,000,000 bonus with a 10x wagering requirement means you must place bets totaling Rp 10,000,000 before withdrawal is permitted. Wagering contributions vary by game type—slots typically contribute 100%, while table games may contribute 10-20%. Full wagering contribution details are provided in each bonus's specific terms.
sm05 reserves the right to void bonuses, winnings, and close Accounts if we detect bonus abuse, including but not limited to creating multiple accounts to claim bonuses repeatedly, engaging in coordinated play with other Players to meet wagering requirements, or using betting strategies designed specifically to exploit bonus terms. Decisions regarding bonus abuse are final and at sm05's sole discretion.
Bonuses and associated wagering requirements typically expire 30 days from the date of activation unless otherwise specified. Unused or partially wagered bonuses will be removed from your Account upon expiry along with any associated pending winnings.
All Players must engage in fair and honest gameplay. Prohibited activities include but are not limited to: using automated betting software or bots, colluding with other Players, exploiting software errors or glitches, engaging in arbitrage betting, participating in chip dumping, or any other form of cheating or fraudulent activity. sm05 employs sophisticated fraud detection systems, and violators will face immediate account termination and fund forfeiture.
Each game offered on sm05 has specific rules displayed within the game interface. Players are responsible for understanding game rules before wagering. Casino games display their Return to Player (RTP) percentage, representing the theoretical long-term payout rate. RTP is calculated over millions of game rounds and does not guarantee individual session results. All games use certified Random Number Generators (RNG) to ensure fairness and unpredictability.
Sports betting on sm05 is subject to the specific rules of each sport and betting market. Bets are settled based on official results published by governing sports bodies. In cases of abandoned, postponed, or cancelled events, bets may be voided or settled according to the specific sport's rules. sm05 reserves the right to void bets placed on obvious errors in odds or after an event outcome is already known.
If your connection is interrupted during gameplay, your bets will continue and be settled according to game rules. Live dealer games record all actions server-side, ensuring bet integrity even if your client-side connection drops. In rare cases of proven software malfunction affecting game outcome, sm05 will void affected bets and refund wagers. sm05 is not liable for losses arising from internet connection issues, device malfunctions, or third-party service interruptions beyond our control.
sm05 is committed to promoting responsible gaming. Players must be 21+ years old. If you feel gambling is negatively impacting your life, please use our self-exclusion tools or contact our support team for assistance. For more information, visit our Responsible Gaming page.
While sm05 strives to provide uninterrupted service, we do not guarantee that the Website or Services will be available at all times or error-free. We reserve the right to suspend or terminate Services for maintenance, updates, or unforeseen technical issues. sm05 will not be liable for any losses resulting from service interruptions, provided such interruptions were beyond our reasonable control.
To the fullest extent permitted by law, sm05's total liability to you for any claims arising from your use of Services shall not exceed the total amount deposited into your Account during the 90 days preceding the claim. sm05 shall not be liable for any indirect, incidental, consequential, or punitive damages including but not limited to loss of profits, loss of data, or emotional distress.
sm05 integrates games and content from third-party providers including Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, and Spribe. While we carefully select our partners, we do not control third-party content and are not responsible for errors, bugs, or malfunctions originating from third-party software. Disputes regarding third-party game outcomes should be directed to the respective game provider through sm05 customer support.
sm05 shall not be liable for any failure or delay in performing obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, internet service provider failures, or power outages.
You may close your sm05 Account at any time by contacting customer support. Before closure, you must withdraw all remaining funds and ensure no active bonuses or pending bets exist. Account closure requests are processed within 48 hours. Accounts closed due to responsible gaming concerns (self-exclusion) may be subject to a minimum closure period as specified in our Responsible Gaming policy.
sm05 reserves the right to suspend or terminate your Account immediately without prior notice if we reasonably believe you have breached these Terms, engaged in fraudulent activity, provided false information, or violated any applicable laws. In cases of termination for breach, sm05 may withhold any remaining balance and winnings. You will be notified of termination via email with an explanation of the reasons, subject to our legal and regulatory obligations.
Upon Account termination, all rights and licenses granted to you under these Terms immediately cease. You must discontinue all use of sm05 Services. Any provisions of these Terms that by their nature should survive termination (including liability limitations, dispute resolution clauses, and intellectual property rights) shall remain in effect after termination.
All content on the sm05 Website, including but not limited to text, graphics, logos, images, software, and game content, is the property of sm05 or its licensors and is protected by Indonesian and international copyright, trademark, and intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any sm05 content without express written permission.
These Terms and Conditions shall be governed by and construed in accordance with the laws of Indonesia. Any disputes arising from these Terms or your use of sm05 Services shall be subject to the exclusive jurisdiction of Indonesian courts.
If you have a complaint or dispute regarding sm05 Services, you must first contact our customer support team via email at [email protected] or through live chat. We will investigate your complaint and respond within 7 business days. If you remain unsatisfied with our resolution, you may escalate the matter through formal written notice to our compliance department.
Any claim or dispute arising from these Terms must be filed within six (6) months from the date the cause of action arose. Claims filed after this period will be time-barred and invalid.
sm05 reserves the right to modify these Terms and Conditions at any time. Material changes will be communicated via email and displayed prominently on the Website at least 14 days before taking effect. Your continued use of sm05 Services after the effective date of modified Terms constitutes acceptance of those changes. If you do not agree with modified Terms, you must cease using sm05 Services and close your Account.
For questions, concerns, or inquiries regarding these Terms and Conditions, please contact sm05 customer support:
Our customer support team is available 24 hours a day, 7 days a week, with Indonesian-speaking agents ready to assist you.
By registering for an sm05 Account and using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. You further acknowledge that you meet all eligibility requirements and are legally permitted to participate in online gaming activities in your jurisdiction.
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